My mortgage career started back in 1994. Sinced then I have helped thousand of families attain the dream of home ownership. With First State Bank I can help you with any of your lending needs. Whether it is buying your first home or refinancing to help with your monthly cashflow we are here to make the experience a positive one. You will experience top tier customer service from application to closing. When not working I enjoy time with my wife and 2 boys planning our next Disney trip!